505-881-0801 | Info@InfinitiMortgageNM.com | New Mexico MLS ID #187935 - #224396

FHA Lender

FHA Mortgage Loans & Lenders in Albuquerque, NM

The Federal Housing Administration offers government-insured loans that offer low interest rates, closing costs and down payments. These benefits make FHA loans a great option for first-time home buyers and those with less-than-perfect credit. Using an FHA loan, you can get into the home of your dreams!

Basic FHA Loan Requirements

In order to obtain an FHA loan, you must meet certain requirements, including:

  • A credit score of 620 or above, normally
  • Debt-to-income (DTI) ratio less than 40%
  • No government loan payment or tax delinquencies
  • Not be delinquent on any government loan or owe on taxes

FHA loans also require borrowers to carry private mortgage insurance. If you are unsure about whether or not you meet the requirements to obtain an FHA loan, schedule an appointment with an experienced loan officer fromInfiniti Mortgage, LLC today.

FHA Mortgage Lender Limits

FHA loan limits differ by each county and state in which the property is located. In New Mexico, current FHA loan limits include:

Single Family Duplex Tri-plex Four-plex
Bernalillo $271,050 $347,000 $419,925 $521,250
Dona Ana $271,050 $347,000 $419,925 $521,250
Santa Fe $368,000 $471,100 $569,450 $707,700
Los Alamos $380,650 $487,300 $589,000 $732,000

Check the FHA website for more detailed information about FHA loan limits in your area.

Whether you live here in Albuquerque or as far away as Farmington or Las Cruces, Infiniti Mortgage, LLC can help you find the right home loan for your needs or refinance your existing loan!

A List of FHA Mortgage Lenders

A complete list of FHA loan lenders for your New Mexico home is available online. But we can do the work for you. Infiniti Mortgage, LLC will shop around to match you with the right lender for your needs and situation.

Obtaining the Best FHA Mortgage Rates from a Lender

At Infiniti Mortgage, LLC, we want you to be able to move into the home of your dreams. We know that the difference between you being able to afford the home of your dreams or settling for second best can be determined by the mortgage rate you get, so we work hard to secure the lowest possible rate.

See if You Pre-Qualify for an FHA Mortgage Loan

Pre-qualification for an FHA loan is based on your employment and financial stability. An experienced loan officer at Infiniti Mortgage, LLC can determine whether or not you may meet the FHA mortgage loan requirements.

Get into the home of your dreams! Contact us today to schedule an appointment to see if you qualify.

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New Mexico MLS ID #187935 - #224396