505-881-0801 | Info@InfinitiMortgageNM.com | New Mexico MLS ID #187935 - #224396

Home Loan Purchase

Benefits of a Home Mortgage in Albuquerque, New Mexico

Compared to many parts of the country, Albuquerque, NM residents enjoy a low cost of living. Home prices are reasonable and families may actually buy their own home for nearly the same amount each month that they pay to rent an apartment or single-family home.

Buying a home is one of the biggest investments you’ll ever make. You will carry a home mortgage for a number of years, but there are benefits to buying over renting!

Benefits of Purchasing a Home with a Mortgage

In most cases, you purchase a home with the help of a home mortgage. With the right home mortgage for your financial situation, a mortgage will:

  • Help You Build Equity
  • As you make payments on your mortgage, your stake in the ownership of your home, or equity grows.
  • Provide a Borrowing Solution
  • The interest rate on money borrowed against your equity is often less than more traditional loans. The interest on either a home equity loan or a line of credit may also be tax-deductible.
  • Be a Tax Break
  • A mortgage can be one of the biggest tax breaks available to you. Interest can generally be deducted from your taxes.

Making regular monthly mortgage payments will also help boost your credit rating.

Benefits of Buying a Home with the Help of Infiniti Mortgage, LLC

At Infiniti Mortgage, LLC, we have been helping Albuquerque residents realize their dream of home ownership since 2000. We pride ourselves on providing the lowest rates from trusted mortgage lenders, up-front closing costs and minimal red tape with a 30-day closing time in most cases. And you can expect exceptional service from some of the most knowledgeable loan officers in the business.

Contact us today to speak with an experienced mortgage broker about the benefits of a home mortgage.

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New Mexico MLS ID #187935 - #224396