505-881-0801 | Info@InfinitiMortgageNM.com | New Mexico MLS ID #187935 - #224396

Mortgage Pre-Qualification

The Home Mortgage Prequalification Process in Albuquerque, New Mexico

Mortgage prequalification can be an important part of the steps you take to buy your dream home. At Infiniti Mortgage, LLC, we offer professional mortgage brokering services to help you through the process.

What is Home Mortgage Prequalification?

Prequalification is an estimate of what you may be able to borrow for your home mortgage. You will also get an idea for which home loan programs you qualify.

The Home Mortgage Prequalification Process

For prequalification, we will gather information such as:

  • Employment history
  • Income
  • Assets
  • Debt
  • Credit report
  • Bankruptcy or foreclosure record

Once we collect the information, we will evaluate your overall financial status. From there, we will be able to give you an idea of the mortgage programs and amounts for which you may qualify.

Pre-approval is the next step. It requires a complete mortgage application and financial check. Once we have gone through the pre-approval process, we will have specific information on your loan and the interest rate.

Why Get Prequalified for a Home Mortgage?

Prequalification can help you in your search for your dream home. We will be better able to set a budget and understand the type home you can afford. We can also provide a letter that can be given to your realtor that may help strengthen negotiations after an offer on a home.

Prequalification from Albuquerque’s Trusted Mortgage Brokerage

Infiniti Mortgage, LLC has served Albuquerque area residents with trusted brokering services since 2000. We’re here to help you through the home mortgage purchasing process from beginning to end, including prequalification. Contact us today to speak with a licensed mortgage officer about home loan prequalification.

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New Mexico MLS ID #187935 - #224396